Banana Bread Recipe With Chocolate Chips

banana bread recipe with chocolate chips
🍴 Servings: 12 slices
Total Time: 1 hrs 15 mins
📊 Difficulty: Beginner

There’s something almost magical about the smell of banana bread baking in the oven. It fills the whole house with this cozy sweetness that feels like a hug in the air. The first time I made banana bread, I remember standing near the oven door, peeking through the little glass window as the top turned golden brown. I didn’t even wait for it to cool completely before cutting that first slice. The steam carried the scent of warm bananas and melted chocolate, and I was instantly hooked.

Over the years, I’ve played around with this recipe more times than I can count. Sometimes I add a sprinkle of cinnamon, sometimes I throw in chopped nuts, but chocolate chips? They’re my forever favorite. They melt into little pockets of happiness that make every bite feel like dessert.

This recipe isn’t fancy or complicated. It’s the kind of thing you can whip up on a Sunday morning while still in your pajamas, maybe with music playing in the background and a cup of coffee nearby. You don’t need special equipment or rare ingredients. Just ripe bananas, a few pantry staples, and a bit of love.

So, let’s get baking.

Why You’ll Love This Banana Bread

There are banana breads that taste good, and then there’s this banana bread. The kind that makes you want to sneak into the kitchen for a slice before breakfast. Here’s why it stands out:

It’s incredibly moist. Every bite is soft and tender, with that perfect melt-in-your-mouth texture that only comes from using ripe bananas.

It smells heavenly. When it’s in the oven, your kitchen will smell like a mix of caramelized banana, warm vanilla, and melting chocolate.

It’s simple and forgiving. Even if you’re not an experienced baker, this recipe comes together easily. A few bowls, a whisk, and you’re good to go.

It’s perfect for sharing. Whether you’re bringing it to a friend’s house, packing slices for a picnic, or leaving it on the counter for family to grab, this banana bread disappears quickly.

And maybe best of all, it brings a little moment of calm and joy. Baking it feels grounding, like slowing down just enough to remember that small, sweet things can still make a big difference in your day.

Ingredients You’ll Need

Here’s everything that goes into this delicious loaf. Most of it is probably already in your kitchen:

  • 3 ripe bananas (the riper, the better—those brown spots are gold)
  • ½ cup unsalted butter, melted and slightly cooled
  • ¾ cup brown sugar
  • 2 large eggs, at room temperature
  • 1 teaspoon pure vanilla extract
  • 1 ½ cups all-purpose flour
  • 1 teaspoon baking soda
  • ½ teaspoon salt
  • ½ teaspoon cinnamon (optional but lovely)
  • 1 cup chocolate chips (I love semi-sweet, but use your favorite)

A Quick Note on Bananas

If your bananas aren’t quite ripe enough, don’t worry. You can pop them in the oven at 300°F for about 10 minutes until the skins turn dark and soft. Let them cool a bit, then mash away. They’ll be just right.

Step-by-Step Instructions

This recipe is all about enjoying the process. Don’t rush it. Take a breath, turn on some music, and let’s bake together.

Step 1: Prep the Pan and Preheat the Oven

Start by preheating your oven to 350°F (175°C). Grease a 9×5-inch loaf pan with butter or nonstick spray, and line it with parchment paper if you have it. It makes removing the bread easier later on.

Step 2: Mash the Bananas

In a large mixing bowl, peel the bananas and mash them with a fork until they’re soft and mostly smooth. A few small chunks are fine—they add texture.

Take a second to breathe in that banana scent. It’s rich and sweet, with a hint of nostalgia.

Step 3: Add the Wet Ingredients

Pour in the melted butter, then whisk in the brown sugar, eggs, and vanilla. The mixture should look glossy and smell amazing already.

This is where you can feel that first spark of joy—the moment the ingredients start coming together, you know something good is about to happen.

Step 4: Combine the Dry Ingredients

In a separate bowl, whisk together the flour, baking soda, salt, and cinnamon (if using). Slowly add the dry mix into the wet mixture, stirring gently until just combined. Don’t overmix—it’s okay if you still see a few streaks of flour.

Step 5: Fold in the Chocolate Chips

Now for the best part. Gently fold in the chocolate chips. The batter will look thick and speckled with shiny bits of chocolate.

You can already imagine how they’ll melt into gooey little puddles once baked.

Step 6: Pour and Bake

Pour the batter into your prepared loaf pan and smooth out the top with a spatula. Sprinkle a few extra chocolate chips on top if you want a picture-perfect finish.

Slide the pan into the oven and bake for 55–65 minutes, or until a toothpick inserted in the center comes out mostly clean (a few melted chocolate streaks are totally fine).

While it bakes, let the aroma fill your kitchen. It’s the kind of smell that makes people wander in and ask what’s cooking.

Step 7: Cool and Slice

Once baked, let the banana bread cool in the pan for about 10 minutes. Then lift it out and place it on a cooling rack. Waiting can be hard, but slicing too soon can make it crumble.

When it’s just warm enough to handle, cut yourself a slice. The inside should be soft, tender, and studded with melted chocolate. The crust will have a gentle golden edge.

Take a bite. Close your eyes. That’s pure comfort.

Tips for the Perfect Banana Bread Texture

Banana bread isn’t hard to make, but these little tips can make a big difference:

1. Don’t overmix. Stir only until the ingredients come together. Overmixing makes the bread dense instead of soft.

2. Use very ripe bananas. Those brown, spotty bananas you almost threw away? They’re the best. They add natural sweetness and make the bread moist.

3. Measure carefully. Too much flour can dry out your loaf. Fluff your flour first, spoon it into the cup, and level it off.

4. Check early. Oven temperatures can vary, so check for doneness around 50 minutes. The top should be golden and slightly cracked.

5. Let it cool before slicing. It’s tempting to cut it right away, but giving it time helps the flavors settle and the texture hold.

Serving Suggestions

There’s no wrong way to enjoy banana bread, but here are some of my favorites:

  • Warm with butter. A simple pat of butter melting into a warm slice is pure joy.
  • With coffee. The sweetness of the bread and the bitterness of coffee balance beautifully.
  • As dessert. Add a scoop of vanilla ice cream or drizzle some chocolate sauce for a treat.
  • Toasted next day. Slice it thick and toast it lightly. The edges get crispy while the inside stays soft.

If you have kids, they’ll love a small slice packed into their lunchbox. It’s a sweet surprise that always comes back with smiles.

Storage and Reheating

If you manage to have leftovers (a rare thing in my house), wrap the banana bread tightly in plastic wrap or store it in an airtight container. It stays fresh at room temperature for about 3 days.

For longer storage, refrigerate it for up to a week, or freeze slices for up to 3 months. To reheat, just pop a slice in the microwave for 15 seconds or warm it in the oven. It tastes almost as good as fresh-baked.

Final Thoughts

Baking banana bread is more than just following a recipe. It’s about slowing down and creating something comforting from simple ingredients. There’s a kind of peace in mashing bananas, stirring chocolate chips, and watching a loaf rise in the oven.

Every time I make this recipe, it reminds me that joy doesn’t always have to come from big, fancy things. Sometimes it’s just a warm slice of banana bread, a quiet kitchen, and the sound of someone saying, “That smells amazing.”

So next time your bananas start to brown on the counter, don’t see them as leftovers. See them as an invitation to create something warm and wonderful. Pull out a bowl, grab a spoon, and let’s bake some happiness together.

Banana Bread Recipe With Chocolate Chips

banana bread recipe with chocolate chips
5.00 from 1 votes
Prep Time: 15 mins
Cook Time: 60 mins
Servings: 12 slices

Ingredients

  • 3 ripe bananas (the riper, the better—those brown spots are gold)
  • ½ cup unsalted butter, melted and slightly cooled
  • ¾ cup brown sugar
  • 2 large eggs, at room temperature
  • 1 teaspoon pure vanilla extract
  • 1 ½ cups all-purpose flour
  • 1 teaspoon baking soda
  • ½ teaspoon salt
  • ½ teaspoon cinnamon (optional but lovely)
  • 1 cup chocolate chips (I love semi-sweet, but use your favorite)

Instructions

  1. Prep the Pan and Preheat the Oven

    Start by preheating your oven to 350°F (175°C). Grease a 9x5-inch loaf pan with butter or nonstick spray, and line it with parchment paper if you have it. It makes removing the bread easier later on.

    banana bread recipe with chocolate chips
  2. Mash the Bananas

    In a large mixing bowl, peel the bananas and mash them with a fork until they’re soft and mostly smooth. A few small chunks are fine—they add texture.

  3. Add the Wet Ingredients

    Pour in the melted butter, then whisk in the brown sugar, eggs, and vanilla. The mixture should look glossy and smell amazing already.

    This is where you can feel that first spark of joy—the moment the ingredients start coming together, you know something good is about to happen.

    banana bread recipe with chocolate chips
  4. Combine the Dry Ingredients

    In a separate bowl, whisk together the flour, baking soda, salt, and cinnamon (if using). Slowly add the dry mix into the wet mixture, stirring gently until just combined. Don’t overmix—it’s okay if you still see a few streaks of flour.

    banana bread recipe with chocolate chips
  5. Fold in the Chocolate Chips

    Now for the best part. Gently fold in the chocolate chips. The batter will look thick and speckled with shiny bits of chocolate.

    You can already imagine how they’ll melt into gooey little puddles once baked.

    banana bread recipe with chocolate chips
  6. Pour and Bake

    Pour the batter into your prepared loaf pan and smooth out the top with a spatula. Sprinkle a few extra chocolate chips on top if you want a picture-perfect finish.

    Slide the pan into the oven and bake for 55–65 minutes, or until a toothpick inserted in the center comes out mostly clean (a few melted chocolate streaks are totally fine).

    While it bakes, let the aroma fill your kitchen. It’s the kind of smell that makes people wander in and ask what’s cooking.

  7. Cool and Slice

    Once baked, let the banana bread cool in the pan for about 10 minutes. Then lift it out and place it on a cooling rack. Waiting can be hard, but slicing too soon can make it crumble.

    When it’s just warm enough to handle, cut yourself a slice. The inside should be soft, tender, and studded with melted chocolate. The crust will have a gentle golden edge.

    banana bread recipe with chocolate chips

Nutrition Facts

  • Calories: 245
  • Total Fat: 11g
  • Saturated Fat: 6g
  • Cholesterol: 50mg
  • Sodium: 190g
  • Total Carbohydrates: 35g
  • Dietary Fiber: 2g
  • Total Sugars: 19g
  • Protein: 4g
  • Calcium: 20mg
  • Iron: 1mg
  • Potassium: 200mg

Frequently Asked Questions

Yes! Just thaw frozen bananas completely and drain any extra liquid before mashing. They work perfectly in this recipe.

Make sure your bananas are very ripe and don’t overmix the batter. Using brown sugar and melted butter also keeps it extra moist.

Yes, but the texture will be a bit denser. Try using half whole wheat flour and half all-purpose for the best balance.

It’s ready when a toothpick inserted in the center comes out mostly clean, with just a few moist crumbs or melted chocolate.

Absolutely! Chopped walnuts or pecans are great. You can also add shredded coconut or a sprinkle of oats on top.

It stays fresh for about three days at room temperature if wrapped well, or up to a week in the fridge.

Yes, banana bread freezes beautifully. Slice it first, wrap the pieces, and freeze for up to three months. Thaw at room temperature or warm in the oven.

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